Data Credit Risk Analyst

Company Description

Standard Bank Offshore is the offshore arm of the Standard Bank Group, a leading Africa focused financial services group, and an innovative player on the global stage. Our international Banking, Lending, Investment, Fiduciary and Wealth Management services   offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals.

Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa and SBO is perfectly positioned to support the growth of our organisation from our office in the Isle of Man, Jersey, London, Mauritius and South Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To provide extensive monitoring and management information. Prepare Credit Risk data and reports; including MI to the business and reports to Committees and at Group level. To support delivery of projects involving credit risk at a local and wider Group level. To provide administrative assistance to the Credit Risk team.

Qualifications

Type of Qualification: Finance and Accounting

Experience Required
Credit Risk Assurance, Risk & Corporate Affairs, 5-7 years Credit experience in a banking environment. Experience gained in a credit environment where. Familiarity with use of query languages such as SQL. Some exposure to managing projects on behalf of a business unit and acting as the interface between the business unit and the project team.

Additional Information

Outputs:

• Provide extensive reporting (monthly, quarterly, ad hoc) of the credit portfolio, including Group and Board reports.
• Provide reports to Finance for Group / Regulatory reporting including; undrawns, large exposures, general debt provision calculation (under IAS39 and IFRS9), stress testing and ICAAP.
• Provide MI to the business to support management of their loan portfolios (e.g. annual reviews, revaluations, undrawn).
• Provide MI / Reporting to external auditors as required. Design and document dashboards and alerts. Interpret business requirements and determine optimum solution to meet needs
• Daily monitoring of exposures/security to highlight any breaches and report/escalate in line with procedures (including FI/sovereign exposures).

Behavioural Competencies:

• Articulating Information
• Convincing People
• Documenting Facts
• Embracing Change
• Establishing Rapport
• Examining Information
• Exploring Possibilities
• Interpreting Data
• Managing Tasks
• Producing Output
• Providing Insights
• Team Working

Technical Competencies:

• Data Management (Administration)
• Evaluating Risk Management Effectiveness
• Risk Awareness
• Risk Management
• Risk Reporting
• Statistical & Mathematical Analysis

#Sbo