Credit Analyst Part-time

Company Description

Chez Coface, nous faisons avancer le commerce chaque jour.
Nos 5 200 experts, représentant plus de 80 nationalités dans 58 pays, sont unis par une mission commune : aider les entreprises à naviguer dans l’incertitude en leur donnant les moyens de prendre les bonnes décisions et de commercer plus intelligemment dans un monde complexe.
Avec près de 80 ans d’expérience internationale, nous proposons aux entreprises une gamme complète de solutions : assurance-crédit, informations d’entreprise, recouvrement de créances, assurance risque unique, cautions, affacturage — le tout porté par un patrimoine de données unique, une technologie de pointe, de l’innovation et une compréhension approfondie de l’économie mondiale.
Rejoindre Coface, c’est intégrer une organisation internationale soudée, où vos idées comptent.
Nous cultivons une culture d’apprentissage, de collaboration et d’inclusion, où vous avez des responsabilités et pouvez constater l’impact de vos actions.

• Façonnez l’avenir du commerce avec nous.
• Rejoignez les Happeners !

Job Description

As a Credit Analyst at Coface, you will play a key role in evaluating the financial health of companies and industries located in Switzerland (French speaking part) to support sound underwriting decisions. Reporting directly to the Head of Credit Risk Analysis in France - Paris or Lyon - and functionally to the Head of Credit Analysis and Information in Switzerland, you will be responsible for analyzing financial data, maintaining close contact with businesses, and delivering high-quality risk assessments. Your insights will directly contribute to Coface’s ability to protect and empower our clients.

Your Main Missions

• Conduct in-depth financial analysis of primarily Swiss companies using internal and externaldata sources
• Assign and justify credit assessments based on financial statements, market conditions, and otherqualitative factors
• Maintain regular contact with businesses through calls to gain deeper insights into operations and strategy
• Gather and search for additional information where required
• Assumption of responsibility and monitor assigned portfolio, while proactively identify changes in risk profiles
• Prepare sector-specific analyses to support strategic decision-making
• Collaborate with Underwriting and Sales teams to ensure alignment on risk appetite and client needs
• Participate in rating committees and contribute to group-level reporting and discussions
• Ensure compliance with Coface’s internal policies and regulatory requirements
• Stay up to date with market trends, economic developments, and industry dynamics with focus Switzerland

Qualifications

Education

Bachelor degree in Finance, Economics, Business Administration, or a related field

Experience

Minimum of 1-3 years of experience in credit analysis, financial services, or corporate finance

Prior experience in trade credit insurance or banking is a strong asset

Proven ability to assess financial risk and make sound recommendations

Competencies

Strong analytical and critical thinking skills

Excellent communication and interpersonal abilities

Ability to work independently and collaboratively across teams

Comfortable presenting and defending credit decisions

Fluent in French; English is a must

Proficient in CRM systems, and MS Office

Additional Information

We will accept only interested candidates for a part-time job

Hybrid job with office location: Bois Colombes or Lyon